A qualified accountant, securities professional, computer specialist, and management consultant, educated at Harvard University and Trinity College Dublin, Michael gained his PhD at London School of Economics where he was also a Visiting Professor. He co-founded Z/Yen in 1994, the City of London’s leading think-tank, to promote societal advance through better finance and technology after a career as a research scientist in aerospace & cartography creating the first commercial digital maps of the world, then accountancy-firm partner and director of Ministry of Defence research. He has led Z/Yen from creating mutual distributed ledgers (aka blockchain technology) through Taskforce 2000, the Financial £aboratory, Long Finance, the Global Financial Centres Index and the Global Intellectual Property Index. He is an Alderman of the City of London, Emeritus Professor & Trustee at Gresham College, a non-executive director of two listed firms and a regulator, and trustee of a several charities. He has written numerous academic papers and his third book, The Price of Fish: A New Approach to Wicked Economics and Better Decisions, won the 2012 Independent Publisher Book Awards Finance, Investment & Economics Gold Prize. Michael has been researching MDLs for over two decades and implemented several applications in areas such as clinical trials, insurance, reinsurance, identity, and timestamping.